Introduction: The Insider's Secret to Saving Big
A London-Mumbai return fare can cost anywhere between EUR 360-EUR 620. The right bank card offer can save you Rs 3,000-Rs 25000 on that same booking.
If you are Indian professionals and NRIs based in the UK, you likely know the sting of international airfare. What most travellers do not know is that Indian booking platforms - EaseMyTrip, MakeMyTrip, and Air India - carry exclusive Indian bank card discounts that work regardless of where you book from. This guide walks you through the best offers on the London-Mumbai route in Jun 2026, how to apply them, and the timing that maximises your savings.
Understanding the Two Types of Offers: Instant Discount vs EMI Offer
Instant Discount: Deducted at Checkout
An instant discount is deducted directly at checkout. You see the savings apply in real-time. Typical payment methods include Net Banking, UPI, and selected credit card campaigns.
EMI Offer: Spread the Cost, Keep the Discount
EMI offers apply a discount while splitting payment over monthly instalments. This is often the strongest option for higher-value international fares.
Mumbai Attractions & Shows
Best Bank Card Offers by Platform (Jun 2026)
⚠️ Offers were verified as of May–June 2026. Platform offer calendars change frequently — always confirm current terms and validity on the booking platform before applying a promo code.
Below is a curated comparison of the highest-value bank card offers available on the London-Mumbai international flight route. For the full list, visit our Indian Payment Guides.
| Platform | Payment Type | Discount Range | Max Saving | Promo Code | Valid Till |
|---|---|---|---|---|---|
| Flipkart | Any payment type | 10-25% | Rs 25,000 | FKINT | Dec 2026 |
| MakeMyTrip | Axis Bank Credit Cards except for Corporate Cards | 8-20% | Rs 12,500 | MMTAXISBIZINT | May 2026 |
| MakeMyTrip | OneCard Credit Card EMI | 8% | Rs 10,000 | MMTONECARDINTEMI | May 2026 |
| MakeMyTrip | Axis Bank Credit Cards | 8% | Rs 7,500 | MMTAXIS | May 2026 |
| MakeMyTrip | Rupay Credit Cards | 10% | Rs 7,500 | MMTRUPAYCCINT | May 2026 |
| EaseMyTrip | BOB Credit Card | 10% | Rs 7,000 | BOBEMI | Jun 2026 |
| EaseMyTrip | Punjab National Bank Credit Cards | 10% | Rs 6,000 | EMTPNBCC | Jun 2026 |
| MakeMyTrip | OneCard Credit Card EMI | 8% | Rs 6,000 | MMTONECARDIFEMI | May 2026 |
| EaseMyTrip | Standard Chartered EaseMyTrip Credit Card | 10% | Rs 5,000 | EMTSCB | Mar 2027 |
| EaseMyTrip | Punjab National Bank EaseMyTrip Credit Card | 10% | Rs 5,000 | PNBEMT | Dec 2026 |
| EaseMyTrip | Digibank Easemytrip Debit Cards | 10% | Rs 5,000 | DBSEMT | Dec 2027 |
| EaseMyTrip | BOB Easemytrip Debit Cards | 10% | Rs 5,000 | EMTBOBDC | Dec 2026 |
| EaseMyTrip | HSBC Bank TravelOne Credit Cards | 15% | Rs 5,000 | EMTHSBCT1 | Dec 2026 |
| EaseMyTrip | Any payment type | 10-25% | Rs 5,000 | COPYRIGHT;VIDESH | May 2026 |
| MakeMyTrip | AU Bank Credit Cards | 10% | Rs 5,000 | MMTAUINTEMI | Jun 2026 |
| MakeMyTrip | HSBC Bank Credit Cards | 10% | Rs 5,000 | MMTHSBCINTEMI | May 2026 |
| Cleartrip | UPI | Flat off | Rs 5,000 | CTUPI | Apr 2026 |
| EaseMyTrip | AU Bank Credit Cards | 10% | Rs 4,500 | Domestic;EMTAU | Jun 2026 |
| Flipkart | Any payment type | 10-25% | Rs 4,500 | FLYFK | Dec 2026 |
| MakeMyTrip | AU Bank Debit cards | 10% | Rs 3,000 | MMTAUDC | Jun 2026 |
| EaseMyTrip | Any payment type | 10-25% | Rs 2,500 | COPYRIGHT;PARDES | May 2026 |
| MakeMyTrip | Axis Bank Credit Cards except for Corporate Cards | 8-20% | Rs 2,500 | MMTAXISBIZ | May 2026 |
| MakeMyTrip | OneCard Credit Card EMI | 8% | Rs 2,500 | MMTONECARDEMI | May 2026 |
| Air India | Net Banking | Flat off | Rs 2,000 | NBPROMO | Ongoing |
| Air India | UPI | Flat off | Rs 2,000 | UPIPROMO | Ongoing |
| EaseMyTrip | Any payment type | 10-25% | Rs 1,000 | TRIPEMT | May 2026 |
| EaseMyTrip | Tide Card | Flat off | Rs 750 | TIDEMT | Jun 2026 |
| MakeMyTrip | CRED UPI | Flat off | Rs 200 | MMTCREDUPI | Jun 2026 |
✈️ LHR-BOM Flight Card Value Optimizer
Compare the net savings of booking a London-to-Mumbai flight using top Indian bank cards (factoring instant discounts and reward points) vs. a standard foreign card.
💵 Cost & Net Savings Breakdown
See all Punjab National Bank offers ->
Booking from UK? Some Indian platform promo codes are geo-restricted. Use NordVPN and always pay in INR to avoid dynamic currency conversion charges.
How to Apply Your Bank Card Offer Step by Step
- Open EaseMyTrip or MakeMyTrip from your browser.
- Search London (LHR) to Mumbai (BOM).
- Select your preferred flight and fare class.
- At checkout, choose the eligible payment method and card type.
- Apply the promo code shown for your selected offer.
- Verify discount value before payment confirmation.
- Check EMI terms if you select an EMI offer.
- If the code fails, retry using NordVPN with an India server.
- Always pay in INR, not converted local currency.
- Complete payment and store booking confirmation.
Can You Stack a Promo Code With a Bank Card Offer?
Sometimes yes. The PARDES code can be eligible on select bookings, and in some cases it stacks with card campaigns. Confirm applicability at checkout because terms change frequently.
Mumbai Food & Dining
Seasonal Guide: When to Fly London to Mumbai for Best Prices
Cheapest Months: August-September
Monsoon season and lower demand post-UK summer holidays.
Good Value Months: February-March
UK school term time and post-January lull.
Expensive Months: June-July
UK school summer holidays peak demand.
Peak Months: October-November and December-January
Diwali and Christmas/New Year are the most expensive periods.
Mumbai Tours & Sightseeing
Planning Your Mumbai Arrival
Chhatrapati Shivaji Maharaj International Airport (BOM) Terminal 2 handles international arrivals. Metro, Ola/Uber and prepaid taxis available. Allow 3-4 hours for domestic connections.
Mumbai Transport & Travel Services
Ready to Book Your London to Mumbai Flight?
You now know which bank cards offer the best discounts and how to stack them. The difference between a regular booking and one optimised with these offers is Rs 3,000-Rs 25000.
Search LHR -> BOM Fares Now Browse All Bank Card OffersRelated Reading
Prices, schedules, bank offers, and platform terms can change without notice. Verify current terms on the booking platform and issuing bank before payment.
Official bank & card sources
Card fees, reward rates and eligibility change frequently – confirm the latest terms on each issuer’s official site before applying.
London to Mumbai Bank Card Offers - FAQ
Answers last reviewed July 2026. Bank offers change frequently - always verify on the booking platform before paying.
Which Indian bank card gives the best discount on London to Mumbai flights?
For international flights, ICICI Credit Card EMI (10-12% off, up to Rs 5,000) and PNB Credit Card (10-15% off, up to Rs 6,000) on EaseMyTrip offer the highest savings. Axis Bank cards on MakeMyTrip offer up to Rs 7,500 off.
Can I use Indian bank card offers to book London to Mumbai flights from UK?
Yes. Indian bank card offers work regardless of where you book from. If a promo code is rejected, try using a VPN set to an Indian server. Always pay in INR to avoid dynamic currency conversion charges.
What is the cheapest time of year to fly London to Mumbai?
August-September are typically the cheapest months. Monsoon season and lower demand post-UK summer holidays. Avoid October-November and December-January when fares are highest.
Can I stack a promo code with a bank card offer?
Some platforms allow combining a platform coupon with a bank card discount. On EaseMyTrip, the PARDES code (10% off round trips, up to Rs 2,500) may stack with select card offers. Always check terms and conditions as stacking availability changes.
Is EaseMyTrip or MakeMyTrip better for London to Mumbai flights?
EaseMyTrip has the widest range of bank card offers. MakeMyTrip is strong for Axis Bank cardholders. Compare both before booking as base fares also differ.
Should I pay in INR or GBP when booking a London to Mumbai flight on an Indian platform?
If you pay an Indian booking platform (EaseMyTrip, MakeMyTrip, Air India's Indian site) with an Indian card, the transaction is billed in INR through an Indian gateway - no forex markup applies and bank card offers work normally. If you book on an Irish/UK or airline international site billed in GBP, an Indian card typically adds a ~3.5% foreign-currency markup plus GST, and if the site offers to convert to INR at checkout that is Dynamic Currency Conversion, which usually hides a 4-8% markup - decline it and pay in GBP, or use a zero-forex card.
Does TCS apply when I book a London to Mumbai flight with an Indian card?
No - standalone international flight tickets purchased from an airline or booking platform do not attract TCS. TCS applies to bundled overseas tour packages (flat 2% from 1 April 2026 under Budget 2026) and to other LRS remittances above Rs 10 lakh per financial year, not to a plain air ticket.
Why does my Indian card get declined on these bookings, and how do I fix it?
The usual causes are international usage disabled by default, a low per-day international limit, or failed two-factor authentication on a foreign gateway. Before booking, enable international transactions in your bank's app, raise the online/international limit above the fare amount, and keep the card's registered mobile number reachable for the OTP. Booking through the Indian version of a platform (billed in INR) avoids most of these failures entirely.